Parliament no longer fit for Purpose. Started me on 19 August 2023 when Andrew Neil wrote in Daily Mail saying "One of the frustrating features of our current predicament is our inability to seize advantages of epochal opportunities when they arise"



Good Day 2026
At my End and you at your Beginning
Epoch Started me on 19 August 2023 when Andrew Neil wrote in Daily Mail saying "One of the frustrating features of our current predicament is our inability to seize advantages of epochal opportunities when they arise"

Opportunities reminded me of teaching the phrase SWOT in Marketing. It is used to break projects into parts Strengths, Weakness, Opportunities, Threats with Opportunities being the critical starting point

21 Opportunities have been written on A4 pages asking readers to choose Yes or No. Opportunities were deliberately written to say Yes. 1st Opportunity “New English Parliament in Birmingham” with 250 English parliamentary members


1957 - 65 Apprenticeship HNC Mechanical Engineering
1969 - 72 Industrial Design LSIA
1972 - 93 - Design, Marketing, Management, Manufacturing
1994 - 2004 Teaching Technology annual supply. 10yrs (62 old)
2004 - 2015 Various types of teaching from daily to annual. 11yrs (73 old)

2002 1st Website, 2004 1st APP & 2006 Search Engine

"Gestalt Psychology" The whole is greater than the summation of the parts. I don't even think of the box or it's sides
Creativity is choosing what keeps and what to discard. A mistake is positive if it's recognised
Aristotle and Plato 360BC. Episteme for knowledge for sake of Knowledge, Techne Knowledge for a purpose of making

Technology has removed restrictions to access knowledge



Do we live in a Democracy?
Christopher Howarth for “The Centre for a Better Britain”

When GB News Jacob Ress-Mogg interviewed Christopher Howarth about his "The Centre for a Better Britain" it made me stop. It has all the things I need for "UK Parliament no longer fit for purpose"
42 PDF pages have been condensated into headlines and a Conclusion

"https://www.cfabb.uk/_files/ugd/3430ce_57ea7bdf1d5d42e9bed29d1ce6fb2b6e.pdf"

The British state has become unresponsive both to the needs of the British people, and the demands of a changing international economic and political environment. This has led to a profound crisis of state legitimacy, centred on issues such as immigration, energy and a stagnant standard of living. The question, therefore, arises: does the British state still command the trust and loyalty of the British people?

Pillar I: Representative democracy?
Can the UK state rely on representative democracy for its legitimacy?
Increasing Ministers’ effectiveness to Manage their departments
Devolution and dissipation of ministerial powers to Quangos and Independent Bodies:
Devolution of power to regional and local government
The Ulsterisation of Great Britain. The Muslim population of England and Wales

Pillar II: Customary and traditional loyalty
Parliamentary sovereignty?
Parliamentary conventions
The changing roles of representative government
What can be done?
Polling on the different institutions of the British state

Pillar III: Rule of Law
The UK & international law: Is Britain’s rule of law in peril?
The European Convention on Human Rights (ECHR)
European Union Law from Northern Ireland to the ‘EU Reset’
The Ministerial Code The Civil Service Code
Impartiality, Independence and Accountability

Pillar IV: Competence - getting things done?
Growth in civil servants not matched by productivity
Why are projects so difficult to deliver?.
Areas for further research
The ‘blob’ mindset on the economics of immigration
NHS recruitment and training. Universities

Conclusion
The British state, in common with other Western states, is undergoing a crisis of legitimacy that will require sustained efforts to rectify. While the foundations of legitimacy of the British state are deeper and wider that many other states, they are still showing signs of failure. Identifying how each of the four pillars the legitimacy of the British state rests upon have been eroded is a key task for government, ahead of coming forwards with policy proposals to strengthen British representative democracy, its cultural and customary legitimacy, restoring the rule of law and above all the competence of the civil service and government to deliver. A radical government wishing to reconnect with a sceptical population should first start to look at the foundations.





AI is a joke
IA – AI – IA>
Intelligent Assistant – Artificial Intelligence – Intelligent Assistant
Input – Process – Output
Basic mechanical concepts existing since ancient times. Engineering basic is machine stops if any part fails
1439 - Gutenberg designed the mass production of printing paper for knowledge
2010 - Steve Job launched iPad digitised mass production for knowledge

My first APP in 2006 calculated power of a model boat's sail servo motor needing to calculate wind's force at 0.5m above water level not 10m wind force standard

Knowledge Management System
AI could be used to store English education curriculum data and then use a deep search engine to extract student's required knowledge. Collate, store and supply data.
This system is called KMS Knowledge Management System using ISO9001 Quality Management (International Standardization Organisation)

Data Center Dynamics
Launched in 2023, Iris brings a fibre cable capacity of 145Tbps to Iceland, traveling some 1,800km to Galway, Ireland. It joins the older Farice-1 cable to the Faroe Islands and Scotland (11Tbps) and the Danice cable to Denmark (40Tbps).
All English AI companies can transfer their Energy and Water needs to Iceland as it's all in their ground!

Mass Produced Education - Artificial Intelligence
Digital Education is ignored by our Curriculum Consultants
AI is not as importance as you think. It’s simply as a colossal version of iPad with millions chips. All gets very hot using up vast of water and electrics. Our politicians ignore the fact that Grid Systems are incompetent and water in the wrong place

AI has to work to have an input, process, output otherwise nothing works, it is the basis of all engineering
You first find an APP that suits your educational needs. Press Submit (INPUT) will make your App process. In a short time the App will (PROCESS) and the solution appears on screen which is the (OUTPUT) on your phone or computer
IA + AI + IA = Intelligent Assistant + Artificial Intelligence + Intelligent Assistant






Learn What?
We do not learn; and what we call learning is only a process of recollection.
Education serves as a catalyst for uncovering and rekindling these dormant truths
Plato

Four weeks has been my search for who and what has been promoting our current education as it is no different to my 21 years teaching. My website Post Caxton Digital Era 2002 to 2016 Gives old educations concepts.

Knowledge <> Memory
Wikipedia has been my major source of information about Knowledge and Memory
Our existing Elite Education Academics are out of date and avoid new science
Memory starts before conception as Genetics, Environment and Knowledge effect babies' construction
Our education thinks it is fully Episteme but England actually needs Techne applying knowledge

Episteme <> Techne
Episteme meaning “Knowledge” and Techne meaning “Practical application of knowledge”
Greek Philosophers Socrates, Aristotle and Plato discussed these position about knowledge.
Plato 428–347bc. Plato was a tutor of Socrates, Aristotle was his
Stanford Encyclopaedia of Philosophy
Teachers role is to pass knowledge on to learners not constructing their own
Plato's famous quote
"We do not learn: and what we call learning is only a process of recollection .... what we already processed with"
Philosophy Quote Meaning


Knowledge
Knowledge is understand of "how" things work focusing on the steps, sequency and independencies of actions within a task

Knowledge Skill in, understanding of, or in formation about something which a person gains by experience or study
Explicit Knowledge Knowledge that can be expressed in words, numbers, and symbols and then stored
Implicit Knowledge Procedural memory allows us to remember actions and motor sequences
Declarative Knowledge Aware of facts through spoken and written language

Memory and Learning in Educational Contexts
Memory and learning are intrinsically linked processes that together form the cornerstone of education. Memory is pivotal in retaining and accessing this acquired knowledge when needed. Learning is an active process of acquiring and construing knowledge through experiences, instruction, or study Michael Wallace | 11/08/2025 Ottersearch.com.
Short-term memory
Captures fleeting impressions from the senses, retaining them just long enough to decide if further attention is warranted. it moves into or working memory, where it is temporarily held for processing.
Working memory
Often use synonymously with short term memory. Allows for the manipulation of stored information, where a short term memory only refers to the short-term storage of information
Long-term memory
Informative Knowledge is held indefinitely, known as Explicit and Implicit,
Explicit memory conscious, intentional recollection of factual information previous experienced and concepts
Implicit memory is acquired and used unconsciously
Sleep
Research indicates that sleep does more than allows the brain to rest, it may also aid the consolidation of long-term memories REM sleep and slow-wave (NREM) sleep play different roles in memory consolidation Delayed sleep phase syndrome, students should be getting 8.5 to 9.25 hours but many only 7 hours
40% of our daily action are habitual performed with minimal conscious

Sensory development and suggestions for babies: The first 18 months
Sensory development and suggestions
Tactile system (touch): Provides information regarding shape, size, texture and temperature.
Visual (sight): Helps babies detect colours, shapes, and social cues.
Olfactory (smell): Helps babies recognize and enjoy good food and avoid bad food.
Auditory (hearing): Provides information on the quality and direction of sound.
Gustatory (taste): olfactory system used to recognize food that tastes good and bad.

Three sensors added to allow babies to gain information from their environments:
Vestibular system (balance and movement): where head is in relation to motion & gravity
Proprioception system (body awareness): body move in space and how much force used
Interception (sense of pain, hunger, temperature): information from body such as thirst

Genes
Baby’s physical and mentally development will be affected by genes passed down from both biological parents

Emotional Neglect
Form of childhood adversity, has profound and lasting effects on memory development. Neglect occurs when a child’s basic physical, emotional, or psychological needs are consistently unmet by caregivers, leading to a lack of stimulation, nurturing, and support.
Childhood Environment's Input




Arithmetic <> Mathematics
Arithmetic is a simplistic version of Mathematics



Teaching has collapse

Introduction

How do we live to keep alive?
Looking back to human's originations there are the three basics to live Air in 3 minutes, Water in 3 days and Food in 3 weeks. Humans and Monkeys need same skills. "Combination of physical, cognitive, social skills to survive and thrive in their environment"


GB News Jacob Ress-Mogg interviewed Dame Penny Mordaunt’s book “Pomp & Circumstance”
The sub-title “Why Britain's Traditions Matters” expands the whole book
The last Chapter 8 Titled “Why Britain's Traditions Matter’s summarised the title. “where nothing seems to work and the challengers ahead appear terrifying, could Britain be best placed to succeed in the future”
My first run through was so interesting that I started back again
It was half-way through when I suddenly realised that nothing had been written about “Education”
This book should be sold to all schools to educate our history. Make a BBC film with Lucy Worsley
x:com/Penny Mordaunt/status/1980532892670521559

Education 360BC Episteme and Techne
Episteme – Find "Knowledge" for the sake of finding Knowledge
Techne - Use of Knowledge for a purpose of making subjects
Both are equally important, Episteme and Techne are two applications of knowledge but which is more important? I’m am engineer who has always use Techne
Aristotle and Plato discussed this very question in 360BC
Read 5e
Episteme and Techne


1. Education began in England:
604ad First School in England, Kings School Rochester
1475 Caxton set up first print press providing mass produced knowledge
1848 Ada Lovelace wrote the first computer programme
1870 Education Act legislation to deal with provision of education
1988 Education Reform Act Curriculum standardize across country
2007 iPad Steve Jobs launched iPad mobile for digital education

Data Center Dynamics
Launched in 2023, Iris brings a capacity of 145Tbps to Iceland, traveling some 1,800km to Galway, Ireland. It joins the older Farice-1 cable to the Faroe Islands and Scotland (11Tbps) and the Danice cable to Denmark (40Tbps).

AI Artificial Intelligence has a "Slop" problem
AI research in question as author claims to have written over 100 papers on AI that one expert call a 'disaster' --- who said their newly popular discipline faces a deluge of low-quaity research papers
Artificial Intelegence Research


2. English Language
English Language has altered over 1000 years but currently the influx of immigrants will stop mixing languages

Old English (c. 450–1150 AD)
The English language began to be spoken around 450AD when Germanic tribes known as the Angles, Saxons, and Jutes migrated to Britain from northern Europe, that would merge to form what we now call Old English

Old English largely replaced the Celtic and British Latin that were previously spoken in the region
The language was later influenced by Old Norse from the Viking invasions during the 8th and 9th centuries
The Norman Conquest of 1066 established French as the language of the ruling class and government, while English was primarily spoken by the common people

Middle English (c. 1150–1500 AD)
As English and French speakers interacted, the languages merged. English adopted many French and Latin words, especially for concepts related to the law, government, and church. This period saw a significant simplification of English grammar

Early Modern English (c. 1500–1800 AD)
English became dominant again following the end of the Hundred Years' War and the widespread use of the printing press
This era was marked by the Great Vowel Shift, a major change in pronunciation that is responsible for many of the inconsistencies in modern English spelling

Modern English (c. 1800–present)
By the 17th century, the language had largely developed into its modern form
The expansion of the British Empire and the global influence of the United States have spread English around the world, incorporating vocabulary from many other languages

Tribes   Celtic Tribes – Romans - Anglo-Saxtons – Kings – Normans – Medieval – French - Huguenots – Jewish – Windrush - South Asia - Eastern Europe - Middle East

3. English Law
The Parliament of the United Kingdom is one of the oldest legislatures in the world, and is characterized by the stability of its governing institutions and its capacity to absorb change
600+ Anglo-Saxton initiated laws
700+ Vikings spread laws orally, meetings called “Thing” Danelaw influenced England
753bc Romans founded a sophisticate legal system for family law, property, Legal procedure and punishment
         This is part of our legal framework today
1066 Normans centralised legal systems
1215 Magna Carta established key legal principles. The King is subject to the Law
1559 England returned to Protestantism, Elizabeth 1
1614 Standard Bible for English-speaking Protestants
1689 Bill of Rights. Codified parliamentary supremacy over the Monarchy
1829 Catholic Emancipation Act. Permanent Catholics to site as a PM
1998 Human Right Act. Parliament means that our authority has been removed from our legal rights

Protestantism
A major branch of Christianity that originated in the 16th-century Reformation, a movement that sought to reform the Roman Catholic Church. It is a diverse tradition with no single governing authority, but its various denominations are united by core theological principles.

Human Rights Act 1998 sets out the fundamental rights and freedoms that everyone in the UK is entitled to. It incorporates the rights set out in the European Convention on Human Rights (ECHR) into domestic British law. The Human Rights Act came into force in the UK in October 2000.


4. Jewish Migration Museum
1070 First Jewish Settlement
The history of the Jews in England goes back to the reign of William I. The first written record of Jewish settlement in England dates from 1070
1657 Post-Readmission Synagogue Founded
First post-readmission synagogue founded. Antonio Fernandes Carvajal, a Portuguese wine merchant and long-time resident of London, established a synagogue in Creechurch Lane
1829 or 1858 Jewish Emancipation
Historians commonly date Jewish Emancipation to either 1829 or 1858 when Jews were finally allowed to sit in Parliament though Benjamin Disraeli, born Jewish, had been a Member of Parliament long before this. This Emancipation act was important as it made the Jewish presence in England legal and formal under law.
1884 Marks & Spencer
Michael Marks began an impressive retail career with a street stall in Leeds in 1870; a new immigrant from Eastern Europe, he did not even speak English
1893 JFS Jews' Free School
The largest school in the world with over 3000 pupils
1936 Battle of Cable Street
300,000 Jewish demonstrators faced down fascists at the Battle of Cable Street, East London
1938 - 1939 Kindertransport 10,000 unaccompanied children refugees arrived from Nazi Germany, Austria and Czechoslovakia. Sent to Britain to keep them safe, many never see their families again

5. Food
Food is purposely stopped being taught at schools as it is not an Academic Subject, taking up space and staff and the skills too complex for exams
All to be taught how to make and prepare healthy food, in schools and specialised kitchens (BMI obesity is a false number)

6. Parliament Management
The Prime Minister is the leader of the Government. He or she is the leader of the party that wins the most seats at a general election. After a general election the monarch calls upon the leader of the largest party to form the Government. The Prime Minister chooses the other Members of the Government and has a residence and offices at 10 Downing Street. (AI)
Prime Minister has been elected Parliament Management they are the 10 Cabinet members responsible to our electorate and not the other way around.
1. Justice 2. Exchequer 3. Foreign 4. Home 5. Work & Pensions 6. Defence 7. Health 8. Education & Culture 9. Environment 10. Trade 11. Wales, Scotland, N Ireland
.  


UK Parliament no longer fit for purpose 2025

There are vital lessons the UK must learn to end the mediocrity inflicted upon us by career politicians
Parliamentary system once elevated statesmen of vision and substance now produces mediocrity, cynicism, and paralysis
Britain’s best and brightest have abandoned Westminster, and the system is poorer for it. This exodus leaves behind a narrow professional class of career politicians, people who often have never run a business, managed a budget, or created a single job, yet suddenly find themselves responsible for billion-pound departments
By Dr Azeem Ibrahim OBE - Author Oct 14, 2025


1439 Gutenberg
Developed the method of mass producing printed knowledge to be used through out the world. This method of transmitting knowledge on paper is still used today in education.

2010 iPad
Steve Jobs launched iPad mobile as a tablet computer with a physical touch screen and audio.
Knowledge is now available to all being transmitted digitally by wireless.


Initiation 19 August 2023
For me, Epoch started on 19 August 2023 when Andrew Neil wrote an essay saying,
"One of the frustrating features of our current predicament is our inability to seize advantages of epochal opportunities when they arise"
My view point is from mechanical engineering, industrial design, sales & marketing, business and finally teaching.
Marketing's mantra SWOT starts off projects using four divisions, Strengths, Weakness, Opportunities, Threats.


21 Opperatunities from May 2024
Opportunities were collected from various sources with many from books referred to on BBC Sound 4 on Tue 9 to 10am.
Each Opportunity is laid out as a JPG image on one A4 page with a Yes/No choice shown.
    1.New English Parliament
    2.Obesity
    3.English Rail
    4.Greenwich Mean Time
    5.Plugh hole is out
    6.Traffic Police
    7.Elitism
    8.Chicken and the Egg
    9.Knowledge Management
    10.Bed Blocking
    11.School Exercises
    12.300,000 Housing
    13.England's Health
    14.EU Truck Route
    15.Water to the South East
    16.Pyramid of Life
    17.Computing not Maths
    18.aLphaBet
    19.PreFab Single Bed Homes
    20.Prison PreFab Single Rooms
    21.4th Industrial Revolution
    Check Sheet

Online newspapers have been excellent sources. 19 books have been selected.
Breath --- James Nestor    Blueprint --- Robert Plomin    Life Time --- Russell Foster    Free to Learn --- Peter Gray    Ravenous --- Henry Dimbley    Unprocessed --- Kimberely Wilson    Too Big to Jail --- Chris Blackhurst   
Entangled Life --- Merlin Sheldrake    The Cyber Effect --- Dr Mary Aiken    The Nocturnal Brain --- Guy Leschziner    The Expectation Effect --- David Robson    The Case against Education --- Bryan Caplan   
Thank you for being late --- Thomas L Friedman    21 Lessons for the 21st Century -- Yuval Noah Harari   
Life Lessons from a Brain Surgeon --- Dr Rahul Jandial   


2024 Election puts everything up for grabs
Labour: Lack of prior management. Disregarding our electorate before and after the election
Fabian Party: Left-leaning think tank affiliated to Labour
White working-class Those unemployed, low paid manual or service jobs. "The left behind" "Forgotten tribe"
Lanyard Class: Hostile environment for working-class
Ostrich Class: Looking after their own interests for any length only until stopping
LibDem: Who knows what they are doing?
Reform UK: It’s a “Farage” show using the aurora of Brexit and desperation of Conservatives
Neoliberialism: Reform UK should be taken from Epoch 2024
Conservative's Failure: Conservative members chose their own ideas from a range of 25 groups
Conservatives Together: Regrouping groups of Conservatives into one. Difficult as there are so many
New Tories Renewal: Our present political management needs altering its new digital age
New Tories: Build new Parliament in Birmingham reducing to 250 English MP's, no Lords and reduced Civil Servants


What next?

1. Civil Servants
    1.a Rework Civil Servant.
    1.b Civil Unrest.
    1.c What is its role.
    1.d What degree is needed.
    1.e New Parliment in Birmingham
2. Finance
    2.a Libor Scandal.
    2.b Money Laundering.
    2.c Shared Information.
    2.d Liability-Device.
    2.e HSBC US Money Laundering.
    2.f Who does what?
3. Artificial Intelligence
    3.a Start of Intelligence.
    3.b Can AI take the teaching out of schools.
    3.c What is AI.
4. England Health
    4.a BMI is "Bogus".
    4.b Finland food is the happiest.
    4.c Bed blocking.
    4.d Gut Microbiome.
    4.e £299 full-body scan.
5. Education should be Free
    5.a Age. Ability. Subject, Place, Time & Media.
    5.b Khanacademy.org.
    5.c Education Knowledge Management System.
    5.d Flipped Learning.
    5.e Episteme v Technie.
    5.f Schools.
    5.g alphabet & ALPHABET.
    5.h Maths.
6. Housing
    6.a Politician & Civil Servants illiterate.
    6.b Mass production.
    6.c Elizabeth-line production method.
    6.d New Town Task Force.
    6.e Technology makes new methods.
7. Opportunity 22 Pylon
    7.a New designs of electric overhead lines
8. Tribes Perform Rituals
    8.a Collective Effervescence.
    8.b Gobekli Tepe.
    8.c Ignorance of Pro- Palestine protesters.
9. The Long History of Ignorance
    6 BBC Sound programmes about Ignorance v Knowledge.

1 Civil Servants
1a. Rework Civil Servants
The first point is to ignore any political influences especially with the Civil Servants as they are known to be politically biased.
Using the terms of class and parties to be ignored as they bias any projects and confuse the meanings.
Left, Centre Left, Centre, Centre Right, Right. Elite 6%, Established Middle class 25%, Technical Middle class 6%, New Affluent Workers 14%, Traditional Workers 19%, Emergent Service Workers 15%, Precarious Proletariat 15%.
7 classes - The Great British Class Survey 2011 (Cannot find later data)
If you do not understand any of these meanings, ignore them.
By chance, my first opportunity to move "New English Parliament in Birmingham" will gives an immediate opportunity to reduce the Civil Service and to spread out from London into the regions.
 
Many of my discussions are found randomly. I was looking for "reformpartyuk" but the first website found was "reform.uk" which has given all the following info.
Breaking down the barrier why Whitehall is so hard to reform

1b. Civil Unrest
Reading this report will give you all the info needed.
Civil unrest a portrait of the civil service through Brexit the pandemic and political turbulence. Read the full report.
Civil-unrest.pdf

1c. What is its role
The following online report shows a different view point. There are many more showing how bad the Civil Servants are.
Civil Service what is its Role

1d. What degree is needed
What degree do you really need to make it to the top of the civil service?
Civil Servants exam entry is PPE (Philosophy, Politics and Economics) at Oxford. This exam was first used in 1920. I have not been able to find the number of Politicians and Civil Servants with PPE.
"What really distinguishes students of the Oxford PPE course is not what they learn or don’t learn. It is how they learn"
What degree do you really need

1e. New Parliment in Birmingham
How the Palace of Westminster is riddled with deadly asbestos – and there have already been two terrifying incidents which may have endangered workers and MP’s
Daily Mail, Steve Boogan 19 October 2024.
This article paints a picture of the total incompetence of our Civil Servants ignoring to an obvious solution.

A. Moving. The cost of rebuilding in money and duration is “not” feasible with the Civil Servants frighted of having to move completely out of London and work through the whole of England. Palace of Westminster restoration could cost £22bn & 76 years.
B. New Building in Birmingham. Centre of England. Penzance 220m – 5hr Newcastle 210m – 4hr. Rail, HS2, Road & Airport.
C. Build cost £1bn in 5 years. Based on Scottish Parliament’s build.
D. Reduction of Civil Servants £17bn to £10bn. 520,000 to 300,000 staff.
E. Total digitisation to staff, politicians, media and electorate.
F. Civil Servant’s Incompetence. Parliament’s asbestos dangers first listed in national news in 2008.    
Speaker of House of Commons, John Berlow, gave new details of Parliament’s efforts to combat its massive asbestos problems. 2 December 2011   £2m per week patching the Palace.   House of Commons staff offered X-Rays after asbestos rules breached. 81 contractors, 36 staff, could be destroyed by fire or other major incidents. Independent 31 July 2024.


2 Finance Industry 8/2024
2.a Libor Scandal
The Lowball Tapes by Andy Verity BBC Sound programmes Andy Verity has audio recordings kept secret for years, which reveal evidence that could upend the received version of the biggest scandal since the financial crash.   5 programmes, 14 minutes, 28 Feb to 4 March
1. Arrested. The secret tapes the authorities, on both of the Atlantic, wouldn’t want you to hear.
2. Trials. Did the right people go to jail in the Libor scandal
3. The Whistle-blower. It is too much for one trader?
4. The Overseers. Who is in charge of Libor?
5. Hunting the Truth. Were the banks telling the truth about their role on the finance crash of 2008?

2.b Money Laundering
Four English banks have been fined by the FCA Financial Conduct Authority for Money Laundering to the value £438m (2019 – 2022)
Sub-Prime Mortgages 2007-08 and HSBC US Money Laundering 2014 – 19 should be examined to find out what laws were broken.

2.c Shared Information
The Competition and Markets Authority alleges the banks unlawfully shared information in one-to-one conversations in Bloomberg chatroom.
24th May 2023. Citi and Deutsche Bank admit breach of competition law over government bond trading but three major banks deny wrongdoing in chatroom saga HSBC, Morgan Stanley and RBS
23rd August 2023 Ofgem fined Morgan Stanley £5.4m for allowing its Energy Traders to communicate using WhatsApp to hide transactions from Ofgem. Is this the same wrongdoing as 24th May 2023?
Our Financial Conduct Authority did not carry out its duty to charge senior bank staff for this criminal act. Treasury and Chancellor of the Exchequer also failed.

2.d Liability-driven Investment
“The latest is LDI (Liability-driven investment) introducing extra risks to pension schemes also technically illegal. Says Con Keating.” On 23rd September 2022 the Bank of England promised £65bn to pension LDI schemes to avoid bankruptcy.

2.e HSBC money Laundering
Read “Too big to jail inside HSBC” by Chris Blackhurst. Ref Osborne

2.f Who does what?
Banks and Financiers are doing what they want and when they want. Banks are cancelling customer’s accounts without notice and explanation.
The English Finance industry must be informed that if they carry on in this manner, their ability to work in England will be revoked.
The English Finance industry will carry out investing all misfeasance since Sub-prime Mortgage debacle.
Pension Regulator & Bank of England knew about risks in 2017 and did nothing.

3 Artifical Intellegenc
3.a Start of AI
2002 was the start of my learning on how to write my first website for teaching electronics Y11. The previous teacher had removed all textbooks!
2004 was my first APP so my Y9 could make a wood game manipulating bars so a marble could drop out of a hole.
In 2006 I designed a Search Engine for Design and Technology.
 
One of our primary engineering concepts is that there are three fundamentals,
Input -- Process -- Output.
Leaving out Input or Output will stop the Process.
AI will not work without all three sections. IA -- AI -- IA     IA is an abbreviation of "Intelligent Assistant".
This where AI falls down as it cannot work outside its box.
 
3.b Can AI take teaching out of schools
Can AI take teaching 'out of the Victorian ages'?
Janine Machin 17/04/2024 Technology Correspondent BBC News
 
In a class of 30 children, no two learn the same way and a teacher does not have time to instruct them all differently. But artificial intelligence does - and across the East of England it is being used to modernise and personalise education. The aim is to ensure no child gets left behind and that learning is engaging, but how can teachers ensure the technology is not abused?
Can technology replace classroom teachers, Definitely not!
www.quora.com/i-noticed-teachers-or-professors-are-doing-less-teaching-and-more-or-less-just-give-out-assignments-Will-their-jobs-soon-be-replaced-by-automation
 
Dr Vivenne Collinson pointed out in a study at the college of education at Michigan state university “Computer does not teach children to question, to discriminate among source of information, to weigh perspectives, to think about consequences, to bring contextual meaning to situation, to be creative, or to make carefully judgment.”
 
• Technology can facilitate the learning process but it cannot replace the role of teacher.
• no piece of technology can complete the work of teacher.
• Teacher is much more than faciliatory, they are also guide & mentor in real world.
• Teacher imparts students with life skills, valuable life lesson, & inspire them
 
As question is "can technology replace the teacher?? “In the same way that calculator didn't replace the maths teacher to teach addition, subtraction, multiplication & division, same way technology aids teacher to educate well”

3.c What is AI?
BBC programme " Inside Factory" will show you what AI is all about "Automation" which reduces manual work. Showing how many different automations are benefit for our society.
Inside Factory

4 England's Health
4.a BMI is BOGUS
These three opportunities BMI, bed blocking and England's Health all highlight that our Politicians, NHS management and Civil Servants have no ability to solve simple problems.
 
BMI is a Bogus false measurement. I cannot see why parents have not taken NHS to court for telling that their children are fat when they are not?
I taught Maths and understood that combination of Weight kg and Height m cannot be combined to measure body fat.
The simple method to check obesity is to buy the BIA Bio-electrical Impedance Analysis.

4.b Findland Food is the Happiest
How did food help Finland become the happiest country in the world?
Their schools were taught how to cook and eat from young years. This is everything England education refuses to do.
Happy Finland

4.c Bed Blocking
One day I found 8 special Portkabins had been to dropped onto a surgery car park opposite our house as their own building had to be medically isolated.
Why could not NHS do similar by placing 2 x 40ft containers with 3 beds and 1 for staff and entry.
If I can think this way, why can't NHS. They must have one civil servant with intelligence.

4.d Gut Microbiome
The fundamental of our body is that the Brain is interconnected to the Gut Microbiome. The Gut requires nutrients coming from food. Our current available food is deliberately supplied with unhealthy nutrients or none at all. The food has to be chosen by the customers which mostly have to be heated not cooked.
 
Now in lies the problem as many of the customers have not been taught how to cook or which food is nutritious. Schools abandoned cooking even during my time teaching 20 years ago. It was too costly for staff and classrooms. And it is not academic or suit the elite educationist. Does not suit "Signalling" who has the best exam results.

More than 100 medications found to disrupt gut health and raise the risk of colon cancer
CASSIDY MORRISON, US SENIOR HEALTH REPORTER 18 November 2025
Scientists have discovered more than 140 medications that alter the gut microbiome, forcing bacteria to compete for nutrients, a phenomenon known to cause an intestinal imbalance and prompt cancer-promoting inflammation.
They found that potentially deadly changes in the gut result from certain medications killing off populations of bacteria and changing the availability of nutrients

4.e £299 full-body scan checked in minutes
Linda Geddes Science correspondent Fri 20 Sep 2024

Neko’s co-founder and chief executive, Hjalmar Nilsonne, said: Since 70% of healthcare costs are tied to chronic diseases, which are largely preventable or can be greatly delayed by early interventions, it seems pretty obvious that the healthcare system everybody actually wants is a preventive one that creates health, rather than being a medicine dispenser for the people who are already sick.

Costing £299, a Neko scan incorporates high-resolution 2D and 3D photography, thermal imaging, then detailed cardiovascular measurements to map how the heart is pumping and blood is moving through the arteries, veins and capillaries.

Patients’ grip strength and eye pressure is also measured, then a small sample of their blood is taken and sent via vacuum tube to a lab upstairs for processing. Finally, these thousands of data points are crunched by artificial intelligence and delivered to an in-house GP, who makes the final health assessment and delivers it to the customer 15 minutes later.

Other customers have been dealt a sharper wake-up call. According to data from Neko’s first year of operation in Stockholm, during which they scanned 2,707 people aged 22 to 75, further medical attention or monitoring was required by 14% of the individuals for conditions that the vast majority (90%) were unaware they had. In 1% of cases, patients received potentially life-saving interventions for conditions such as aortic aneurysms and malignant melanomas.

While Neko provides some initial feedback on the test results, the responsibility for ongoing care will largely be the responsibility of the NHS. This could potentially increase the workload for general practices and other parts of the NHS, particularly if patients have findings that ultimately do not require additional treatment.
https://www.theguardian.com/society/2024/sep/20/i-tried-the-neko-body-scan-that-checks-health-risks-in-minutes


5 Education should be free
5.a On demand
For any Age, Ability, Subject, Place, Time & Media

5.b Khanacademy.org
When I started my website for education in 2002 I also found a US website teaching maths. It was exactly how a teacher would perform in the class except he purposely avoided any personal visual. This was purposely done so the lesson could be translated in to any language. Over 20 now. The range of subjects now is mind blowing. It is supported by all the US giant figures such as Bill Gates.
 Khanacademy.org

When Covid came along nobody did little to find a way for our pupils to learn. All the textbooks could have been digitised. Of course, that would not be allowed by the publishers. None of the schools/teachers pointed to Kahanacademy as it was free and available for any pupils with secondary languages.

5.c Education Knowledge Management System
Simply a series of digital filling cabinets with drawers and files. Sorted by syllabus subject, year and individual topics. This is a simple digital copy of existing texts books. What could be easier and would have taken only a couple of months and available to all with a mobile phone. Pity it was not thought of before COVID

5.d Flipped Learning
This is already being used schools
The pupil reads a section of knowledge specified by their Teacher/Tutor for homework. Next day the pupils discuss this piece with their Teacher/Tutor.

5.e Episteme v Techne
Episteme and Techne are two applications of knowledge but which is more important?
Episteme – Knowledge for the sake of Knowledge or Techne - Use of Knowledge for a purpose

Episteme is researching for new knowledge for its own use but can be used to solve known problems.
Techne’s purpose is solve problems using research knowledge. Both are equally important

Aristotle and Plato discussed this very question in 420BC

Search – https://plato.stanford.edu search – Episteme Techne then Episteme and Techne The launch of iPhone gave people the ability to find a wide range of knowledge to solve problems. This has its own problem as the quality of knowledge can be suspect. It took me some time to check 100 sites to find one quality website.
 
English education is fundamentally “Episteme”
English education has always been for the benefit of a few being forced to learn a constricted text-based knowledge much of which is now out of date and irrelevant.
 
English education must be “Techne”
Maths is only a means of quantifying some object, it is an Adjective not an abstract Noun. Only teach maths as part of another subject allowing it to quantify the size of the object allowing it to be recognised. In many countries an Abacus is used to visualise numbers. That how the brain works and most cannot comprehend Maths. Algebra is a simplistic part of computer programming and not Maths.
Teach pupils how to take pictures on their phone instead of drawing leaves.
Teach History, Geography and Technology as one subject as they all interact making the subjects to have meaning.

5.f Schools
School is an educational institution designed to provide learning spaces and learning environments for the teaching of students under the direction of teachers. .. Wikipedia
 
Learning is prescribed by the Government broken into subjects which are then broken into years.
The student’s ability is purposely ignored so as to control the education system.
Subjects taught are based on a curriculum going back hundred of years and are not relevant. It’s taught because that’s what parents were taught.
Students are marked and examined so that the school can show how good they are. These results are collated for comparison between other schools, exam boards and Education elite. They are not governed by the student’s memory ability. It's called "signalling" to show how the best school are irrelevant to their location.
University final grades vary between Universities showing that they are better than the next. “Signalling”
Student’s leaving University use their grades as a signal of their ability to employers after this their grades become irrelevant for many subjects.
Our current education is based on “Episteme” Knowledge for the sake of knowledge.
 
The 4th Industrial Revolution is based upon “Techne” Knowledge for the sake of purpose” Which am I?
 
Food is the most important subject to be taught as a skill with no exams.
The next is English taught as in the way foreign students are taught. Reading, Writing, Speaking and Listening = Eyes, Hands, Mouth and Ears.
Physical, Mental and Socialising such as music, art & drama, exercise, PE. Experiencing manual manipulation using various materials. Walking.
Use of Computing/Maths. Finding and using knowledge to perform physical tasks. Algebra is a fundamental of Computing. Writing Apps
Use Smart Phones to photograph and manipulate images & search knowledge.
Combine History, Geography, Architecture of locality. All sciences taught as one adding Horticulture and Agriculture.
Maths taught in all subjects when needed. Maths quantifies objects. Number "Three" is an adjective giving a size to a noun. 3 balls.
 
How did food help Finland become the happiest country in the world?

Their schools were taught how to cook and eat from young years. This is everything England education refuses to do.
Happy Finland

5.g alphabet & ALPHABET
english alphabet consists of 52 shapes broken up into two 26 small and 26 large, called lowercase and uppercase.
when printing was first used with movable metal type, the capital letters were kept in trays at the top of a case called uppercase and small type in the lowercase.
the use of two different shapes for the same letter is now being questioned to its use, especially now having to use two physical movements on a smart-phones to swap between the two. inefficient. why use a capital letter at the start of a line or surnames when it is obvious valueless, full stops, commers etc are used as indicators
due to our educational elite, teaching is by 52 individual letters by rote until they are assimilated. this is difficult by those with disadvantages.
start with small lowercase letters by cutting out each letter and arrange them into groups. Learn to draw each letter shape groups then individually. It is a visual/physical skill
abdgp ceo hmnr flt ij uvwy szx     Read opportunity 18

5.h Maths
Tory PM Rishi Sunak’s outlines his vision for maths to 18 (17 April 2024)
“We must change our anti-maths mindset in order to boost growth”
The problem is that Rishi and his civil servants have little knowledge as to how people understand what is a number. Their knowledge is a hundred years old.
The number three is an adjective describing the value of an object not a noun which is only the name of that object.
You can calculate adjectives not nouns.

Mathematics is about the theory of arithmetic, algebra, geometry, calculus, and statics & probability.
Methods of calculation. Abacus, slide rules, mechanical calculators, logarithm tables, adding machines, punch cards used in early computers, all of which I have used since 1948, accept abacus. Maths was one of my 3 'O' Levels (english & geography)
Abacus is a simple device for calculating consisting of a frame of wires threaded with 10 balls on 10 rows. Total of 100 balls

The fundamental in modern education is children should be taught initially to use an Abacus to calculate by seeing and feeling numbers. They feel and calculate in units, tens and hundreds
Originally this used a different method with stones positioned in sand grooves. Abacus is Roman name for potable counting tablets.

Maths education should be taught when calculations need as part of other subjects and not on their own.

Smart phones can calculate using APP's.    Read opportunity 17

When building my model boat I needed to calculate the power of the main sail winch. The critical calculation was dependent on the wind force at different heights. My experience allowed me to construct a website calculating different sail servo’s force required for different mast heights.


6 Housing
6.a Politician & Civil Servants
Our Politicians of left or right or Civil Servants are using the number of 300.000 new houses, where does number come from? Any numbers of immigrates? What Age? Where to locate?
 
6.b Mass production using Fiber Concrete
Yet again our Politicians and Civil Servants know little. I have not seen any mention of mass producing of any form of dwellings, our current builders do not want to mass produce as they will not make any profit.
 
6.c Elizabeth-line production method
When I left Art School going onto an Industrial Design company, I was given a project to line the tunnels and platform of a tube station. The material I discovered was Glass Reinforced Concrete. Now it has a higher spec UHPFRC Ultra High Performance Reinforced Concrete and has been used for "Queen Elizabeth" underground stations. Goto website for pictures to show what can be don to mass produce dwellings. There is no reason that we cannot make a more than 100 units per day in large factories. The process is using sprayed concrete onto wooden or steel moulds even using coloured concrete.
Elizabeth Line   elizabeth-line-cladding-design
 
6.d New Towns Task Force
Generation of new towns with more than 10,000 homes.
These new communities will be governed by a ‘New Towns Code’ – a set of rules that developers will have to meet to make sure new towns are well-connected, well-designed, sustainable and attractive places where people want to live. They will have all the infrastructure and public services necessary to support thriving communities. The towns will also help meet housing need by targeting rates of 40% affordable housing with a focus on genuinely affordable social rented homes.
Spearhead a new generation of new towns Emma Woollacott Technology Reporter Published 24 May 2024

"Overall, across Europe and the US, stuff is still built in a pretty manual fashion - not very different to the way it would have been built 100 years ago," says Mr Gorman, an associate partner in the property practice of consultancy firm McKinsey.

Back in 2017, the McKinsey Global Institute concluded that the construction industry could improve productivity by 50 to 60% and boost the industry's global value by $1.6tn (£1.3tn) a year.

However, 3D printing of homes remains more of a demonstration project, rather than a practical proposition. 3D printed homes tend to be expensive, to have extremely thick walls, and are hard to construct on anything other than an open, flat site.

Mr OGor’man and Dr Dagher say that another technique, modular construction, could make building more efficient. It involves manufacturing parts of the building in a factory, transporting them to the site and lifting them into place. "The more you can do in a factory, the better. Quality control is clearly so much superior, and the quality of the finish as well."

One company aiming to sidestep some of these problems is Bristol-based Automated Architecture, or AUAR, which is planning to license micro-factories to build timber houses using robots. These micro-factories will create buildings of up to six storeys that are assembled from standard parts, either at the factory itself or on site.

The automation, she says, creates higher margins for developers, along with faster build times and a reduction in risk and waste. Labour costs per project, she says, can be between 20% and 60% lower than when traditional construction methods are used.

Work that was once recorded in paperwork and filing cabinets has now been digitised. So, quantity surveying, health and safety procedures, commissioning and handover work and carbon emission management, can all be done on apps and computer software.

7 Pylon
Pictures show two designs for pylons. The standard version is a tall lattice structure which does not suit the countryside. The new version looks similar to a Wind Turbine with a central tube and arms spread out sideways.
Paint the pylon to match the environment. Images from The Countryside Charity Hertfordshire and Bystrup.
Pylons

8 Tribes perform Rituals
8.a Collective Effervescence
Source - Ritual by Dimitris Xygalalas 2022
Tribe - Category of human groups within their own enclosed society
Ritual - Set of actions or words performed in a regularly way
Special feelings of exhilaration and togetherness experienced by those who take part of arousing collective ritual Pg 119
Although ritual actions have no direct influence on the physical world, they can transform our inner world and play a decisive role in shaping or social world. Pg 17

8.b Gobekli Tepe
This is an archaeological temple site in south-east Turkey. It was built more than 12,000 years ago, pre-dating every one of the hallmarks of civilisation, including farming, writing and the wheel.
Enormous T-shaped Neolithic pillars, twenty circular structures used as a pilgrim-age site by hunter-gatherers travelling enormous distances. No permanent habitation in the area. First dwelling appeared around the temple a thousand years later.
The discovery of sites such a Gobekli Tepe offer one explanation, the driving force behind this transition was a social rather than economic one Pg35
 
Why on earth should ritual matters so much? A clue may be discovered in the importance we gave it not only at the dawn of civilisation but also at the beginning of each of our lives. Children developing a variety of rules and routines that they follow compulsively. Pg 39
 
Human's need to congregate is primeval. Individuals across all societies are on various occasions compelled to assemble in large crowds and engage in communal expressions that allow them to transcend their ordinary existence and feel as one.
 
They unfold over predetermined periods of time and then occur in special locations. They require the prescience of specific people, whether they officiate or attend as participants. Or of specific material objects.
 
8.c Ignorance of the Pro Palestine protesters
Finally, collective rituals can often involve incense emotional arousal, as well as painful, stressful or dangerous actives, including self-mutilation, exhaustion or hazing Pg 120
Pro Palestine protesters ignorance

9 The Long History of Ignorance
By Rory Stewart July 2024 BBC Sound. 6 x 28 minutes programmes
Welcome to Ignorance. 3minutes
1.The pursuit of Knowledge
2.The limits of Knowledge
3.Ignorance and Inspiration
4.Ignorance in Politics
5.The Psychology in Ignorance
6.Wisdom

When I started listening this History of Ignorance it became obvious that I already had previously understood the power combination of Knowledge and Ignorance.

I think differently by not thinking inside or outside the box but using random thinking along illogic paths.
Roy Stewart’s programmes covered in depth much my own Ignorance & Knowledge.
Section 5 Education - Epistemes v Techne. Here was Aristotle & Plato discussing this concept

The following segments come from all his programs.
Ignorance is not simply the negative of knowledge but a positive force with its own momentum giving meaning to our lives.
Exploring the ideas that understand ignorance is as importance as acquiring knowledge.
Ignorance is the beginning of knowledge encouraging to ask more questions.
We know more & more about less than less and that knowing everything about nothing.
Almost no great breaks through in science were made by the scientific method, often, it’s ignorance and imagine not knowledge which is at the hight of scientific methods and progresses.


 



21st Century Education in Post Caxton Digital Era     2001 to 2016